Attorney Credit Services provides credit repair assistance exclusively to Florida residents, especially those residing in the Orlando area. The consumer law firm assists consumers on a pay monthly basis with issues such as credit restoration, IRS tax settlement, and student loan consolidation.
Attorney Credit Services sends out goodwill intervention letters to creditors to request that certain questionable late payments be removed from credit accounts. This helps clients to see the exact results they want to improve credit scores.
Comprehensive Credit Recovery Services
The comprehensive credit recovery process offered by Attorney Credit Services includes a full credit report consultation, personalized credit recovery road map, and legal support through licensed attorneys on staff. Consumers are also able to track progress updates to their credit profiles anytime.
While Attorney Credit Services can help with a number of negative items that need to be deleted, there are also a few limitations to the service overall. These include:
Expensive Monthly Rates
The credit repair company charges consumers $99 initially, then $59 per month at days 5-15. This is more expensive than the rates charged by similar industry competitors. Consumers are also required to pay any fees associated with pulling credit reports for analysis.
No Guarantee of Refund
There does not appear to be a money-back refund policy offered to consumers. Since the company has been in business for only a couple of years, it is difficult to judge with accuracy how well the company handles any support issues or complaints with consumers.
How it Works
Attorney Credit Services utilizes a three step credit repair process.
Step #1: Obtain Credit Report and Analysis
After obtaining initial credit reports, an analysis will be conducted to determine what items are inaccurate and eligible for removal. The company and client will create a customized recovery map together to address these issues.
Step #2: Dispute Process
The company will draft and send dispute letters to the 3 major credit bureaus, as well as debt validation and goodwill intervention letters to creditors. The credit bureaus will conduct a thorough investigation and mail the results to the consumer within 30-45 days
Step #3: Follow-up
The company will follow-up with progress updates and ensure removed items stay deleted from credit reports. The company also offers additional credit resources and services to the client to establish good credit.
What to Expect when Signing Up
Easy Signup Process
Consumers can expect a simple sign up process online by filling out an online form on the website of Attorney Credit Services.
A Clear Direction
Right off the bat, consumers can figure out a clear direction to move towards by choosing one of three credit restoration plans created by Attorney Credit Services.
Improved Credit Score and History
After signing up and working with Attorney Credit Services, consumers can expect to have an improved credit score.
What Can Be Removed?
- Misleading items on credit reports
- Identity fraud
- Faulty credit balances