Aggressive Credit Repair, LLC is a Utah-based credit repair company owned and operated by Lorin Hanks, a licensed mortgage loan officer. The company provides credit repair services to all 50 states. Aggressive Credit repair also offers lower monthly rates than some top companies; however, the wait-time to be cycled into its credit repair program may be longer than larger companies that can begin work immediately.

Rank Chart
Monthly Price
Company Rating
Our Score

#1

$79.95 -119.95
8.6
8.6

#2

$99.95
8.2
8.2

#3

$69
8.0
8.0

#8
aggressive-credit-repair

$59
7.0
7.0

The Good

  • Low Monthly Rates
  • Mortgage Loan Officer on Staff
  • Gephardt Approved Business

Aggressive Credit Repair has established a reputation for reliability. The company has been independently vetted and approved by consumer advocacy group GephardtApproved.org, which comes with a $1,000 reimbursement guarantee to consumers that the company will not cheat them out of their money. And if you are looking for a home loan, Aggressive Credit Repair will work directly with financial institutions to help you secure a loan.

Low Monthly Rates

At $59 per month, Aggressive Credit Repair is less expensive than some leading companies.

Mortgage Loan Officer on Staff

Works directly with financial institutions to recommend mortgage applications for approval.

Gephardt Approved Business

Applies to Utah businesses only, a $1,000 guarantee you won’t be cheated by this company

The Bad

  • Poor Transparency with Attorneys on Staff

Poor Transparency with Attorneys on Staff

Aggressive Credit Repair does have attorneys on staff to assist with legally representing you or file suit against creditors. However, they do not make this information known on their website.

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The Bottom Line

Aggressive Credit Repair comes highly recommended by its customers. The company is fully complicit with both state and federal credit repair laws and is owned and operated by a licensed mortgage loan officer. Securing a “Gephardt Approved” guarantee sends a message to consumers that Aggressive Credit Repair is a high-integrity company; however, the company has its limitations in terms of legal authority and initial responsiveness. If you require immediate assistance and legal help, Aggressive Credit Repair may not be the best for you.

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58 Aggressive Credit Repair Reviews

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  1. User Score

    10

    June 15th, 2017

    I had great experience with Aggressive Credit Repair. Lorin helped to get all negative items removed from my credit report. The last item being a bankruptcy. I ended the program with a 750+ credit score.

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  2. User Score

    10

    May 11th, 2017 Salt Lake City, UT

    THE BEST CREDIT REPAIR SERVICE IN THE USA! HANDS DOWN! Lorin Hanks is Honest and Upfront about Real Solutions to Repairing your credit. Lorin Hanks focus is about educating the client on Credit. My FICO scores were in the low 500’s for all three Credit Bureaus and with Lorin Hanks educating me on not just Credit Repair but guidance on how to Keep High FICO scores my FICO scores are as follows after just 90 days of Agressive Credit Repair service, Trans Union FICO 08 752, Experian FICO 08 732, Equifax FICO 08 746. I now have 24 positive accounts, 10 PRIME cards and understand how to manage my credit, debt to income ratio and utilization very well. Special thanks to Lorin Hanks for his time and effort and wonderful service. All the reviews are from honest everyday people like myself looking to better their lives and their futures.

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    2

  3. User Score

    10

    May 4th, 2017

    Thank you so much for your service you have helped me and my credit tremendously in a short period of time and for a low cost I would definitely recommend you to anyone thanks again

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    4

  4. User Score

    10

    April 12th, 2017 Bradenton, FL

    Lorin is very helpful and honest. He also responses to any and every question very promptly.

    I really do not have any negatives to note here.

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    4

  5. User Score

    10

    April 11th, 2017

    Lorin worked effectively to redeem my credit. After a year of his service I was able to get 11 travel reward cards and, after minimum spend requirements met, got more than 650,000 points and miles! He has been a great help and is highly recommended.

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    3

  6. User Score

    9

    March 21st, 2017 Argyle, TX

    Great Service. I highly recommend Aggressive Credit Repair if you need help repairing your credit. Lorin has been amazing from the first day. We will begin working on my wife’s credit soon and I will definitely be using Aggressive Credit Repair again.

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    5

  7. User Score

    10

    February 22nd, 2017 Bedias, TX

    Top notch service, highly recommend this company for credit repair. I appreciated the immediate one on one service from Lorin, who has been immensely helpful in my endeavors. Thank you, Lorin!

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    6 1

  8. User Score

    10

    February 21st, 2017

    Lorin did an excellent job all around, provided a lot of great information/tips when providing my credit analysis, and was very quick to reply if I ever had any questions, you’ll definitely see results in a short amount of time, he was very straight forward with what I needed to do to bring my score up, I learned a lot from him

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    5 1

  9. User Score

    10

    February 17th, 2017 Port Angeles, WA

    Why do we read reviews? We want to to know if we can trust the company. If we can trust the company, then we are more willing to invest our time and money to obtain what it is the company is selling. This is a company that you can trust. In fact, this company has a service that they provide plus they do more. They provide help. Isn’t that what we all need? This company knows the ins and outs of what we need to do to fix our credit situations. All we need to do, is follow the instructions. Like follow these steps to better credit health. Lorin will make it clear and provide the assistance needed.

    So, in consideration of this, I highly recommend this company. I didn’t have a lot of troubles but I had concerns and did not know where to go to find expert advise. I found the expert advice here with Lorin (Aggressive Credit Repair) and he did not even charge me for it, as it is a matter that I can take care of myself. I completely respect that and I know because I am also a business person, that when we help (not even doing it for money) that goes a long way to show the integrity of our business. Lorin’s fee is much less than most of the other credit repair companies that I called and he does way more. He was very fast and called me back the same day.

    One last thing I would like to say: Thank you Lorin for giving me the answers to my questions that will help our family move forward to be able to make decisions knowing we will have the credit needed.

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    7

  10. User Score

    10

    January 17th, 2017

    Excellent service did what was said plus more. Very accessible to questions. Would definitely recommend this service.

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    4

  11. User Score

    10

    January 5th, 2017 Simpsonville, SC

    Lorin did an excellent job and provided very personal service. Within a year I was able to purchase a home and my credit score improved almost 100 points.

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    6

  12. User Score

    10

    November 29th, 2016 Phoenix, AZ

    Lorin reviewed our credit report and gave us a couple pointers for FREE. While he could’ve charged us the monthly fee without issue, he deduced that we didn’t require his services. A very honest and transparent approach like this speaks volumes to the kind of service this company provides.

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    7

  13. User Score

    10

    November 22nd, 2016 Greenville, NC

    Like most people, I was hesitant to enroll into a credit repair agency. And given the fact that I live on the east coast and had to entrust my most confidential information to someone on the west coast that I had never met, heighten my anxiety even higher. But, from the very first phone conversation, Lorin was the true professional.

    I begin working with Lorin in April. Within 6-months, he had helped me get items removed from my credit report that I had been trying for over a year to get off. With his help of removing old files and guidance on better use of my credit cards, I saw my credit score improve from the mid-600’s to the mid-700’s. If you’ve been banging your head against the wall and you’re tired of calling creditors and being placed on HOLD, I strongly suggest you make your next call to Lorin Hanks of Aggressive Credit Repair.

    Reggie

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    7

  14. User Score

    10

    November 4th, 2016 Oviedo, FL

    Lorin is the best in the business took my credit score from 545 to 750 in 6 months. Highly recommend.

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    8

  15. User Score

    10

    October 5th, 2016 GA

    Aggressive Crédit Repair delivered on every promise of helping my husband and I financial freedom. In less than 90 days my husband’s credit score went from 448 to 699. We were totally blown away with the results in such short period of time. As a consumer I am very pleased with this product and the positive effects it have on our lives.

    Thank you
    The Smith’s

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    9

  16. User Score

    10

    May 7th, 2016 Kapolei, HI

    My credit scores are as follows. 750 Equifax, 714 Transunion, and 733 Experian. These are real FICO scores and not credit karma or other services like them. I believe when I started with Lorin, my scores were in the low 600’s, but Lorin was dedicated to helping me, often reminding me to send him my letters. I am very busy and without Lorin reminding me almost every month with emails and phone calls. I would not have had the success we had.

    Thank you Lorin for all your hard and diligent work. I will recommend you to anyone with complete confidence.

    Aaron

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    9

  17. User Score

    10

    February 12th, 2016 Evanston, WY

    Lorin at Aggressive credit repair is very knowledgeable, He was willing and able to answer all my questions, I enjoyed working with him.

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    6

  18. User Score

    10

    August 21st, 2015 Cincinnati, OH

    A bit more than a year and a half ago I was working hard on improving my credit scores on my own so that I could obtain a mortgage. I wasn’t see the results I expected, so I did some research into the best companies for credit repair work who were honest and fair. All indications were that Lorin with Aggressive Credit Repair was the right choice. The investment with Lorin paid off incredibly well. My credit scores improved to the point where I was able to obtain a mortgage and get the home my family deserves. Additionally, Lorin was a great educator along the way about how both the credit systems and the mortgage companies work. Well worth every dollar I spent.

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    7

  19. User Score

    10

    June 1st, 2015 Jackson, MI

    when I started out with lorin my credit score was around 585 I cound not even get a finger hut card now my score is around 725 now I can pick and chose what card I want this was great for myself and my family thanks lorin. I appreciate every thing you’ve done your the best.

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    5

  20. User Score

    10

    May 8th, 2015 Ogden, UT

    I have been in business for 35 years and for the first 30 had a great score and even greater credit … and then trouble hit. I was convinced that I would be without good credit for the rest of my career but Lorin did what he does best and that is do everything that needed to be done to restore my excellent credit and my peace of mind. I cannot say enough about his thoroughness and his professional approach to serious problems. I would recommend him without hesitation.
    Jo Packham
    Where Women Create

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