Aggressive Credit Repair, LLC is a Utah-based credit repair company owned and operated by Lorin Hanks, a licensed mortgage loan officer. The company provides credit repair services to all 50 states. Aggressive Credit repair also offers lower monthly rates than some top companies; however, the wait-time to be cycled into its credit repair program may be longer than larger companies that can begin work immediately.

Rank Chart
Monthly Price
Company Rating
Our Score

#1

$99.95
9.4
9.4

#2

$99.95
9.0
9.0

#3

$59
8.9
8.9

#13
aggressive-credit-repair

$59
7.3
7.3

The Good

Aggressive Credit Repair has established a reputation for reliability. The company has been independently vetted and approved by consumer advocacy group GephardtApproved.org, which comes with a $1,000 reimbursement guarantee to consumers that the company will not cheat them out of their money. And if you are looking for a home loan, Aggressive Credit Repair will work directly with financial institutions to help you secure a loan.

Low Monthly Rates

At $59 per month, Aggressive Credit Repair is less expensive than some leading companies.

Mortgage Loan Officer on Staff

Works directly with financial institutions to recommend mortgage applications for approval.

Gephardt Approved Business

Applies to Utah businesses only, a $1,000 guarantee you won’t be cheated by this company

The Bad

Aggressive Credit Repair is a smaller operation, customers may need to wait longer (sometimes up to three weeks) before their case can be cycled into the credit repair process. Larger companies with a fully trained staff can begin working on your case immediately.

Poor Transparency with Attorneys on Staff

Aggressive Credit Repair does have attorneys on staff to assist with legally representing you or file suit against creditors. However, they do not make this information known on their website.

Up to One Week Wait Time

Aggressive Credit Repair can take up to one week to investigate your case.

Want to know which companies are top-rated? Click here.

The Bottom Line

Aggressive Credit Repair comes highly recommended by its customers. The company is fully complicit with both state and federal credit repair laws and is owned and operated by a licensed mortgage loan officer. Securing a “Gephardt Approved” guarantee sends a message to consumers that Aggressive Credit Repair is a high-integrity company; however, the company has its limitations in terms of legal authority and initial responsiveness. If you require immediate assistance and legal help, Aggressive Credit Repair may not be the best for you.

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Frequently Asked Questions

How much does Aggressive Credit Repair services cost?

Aggressive Credit Repair charges $59/month per person or $49/month per person for couples.

Does Aggressive Credit Repair allow me to enroll more than one person or my whole family?

Aggressive Credit Repair does work with individual customers and couples, but there does not appear to be any discounts.

How does Aggressive Credit Repair repair my credit?

Aggressive Credit Repair helps consumers repair their credit by disputing inaccurate information with credit bureaus.

Does Aggressive Credit Repair provide Credit Monitoring?

Aggressive Credit Repair helps consumers stay up to date with the progress of their credit score.

How long will it take before I start to see results with Aggressive Credit Repair?

Consumers can expect to see results with Aggressive Credit Repair or their money back.

What results can I expect from Aggressive Credit Repair?

Consumers can expect to see their credit score improved through the removal of negative items in their credit reports as well as knowledgeable consultations from Aggressive Credit Repair.

How can I contact Aggressive Credit Repair?

Here are the different ways consumers can contact Aggressive Credit Repair:

  • Mailing address: 878 Windsor Lane, Bountiful, UT 84010
  • Phone: (801) 302-8131
  • Email: [email protected]

More Information

Published Results

  • Credit score improvement
  • Credit restoration or your money back
  • Removal of misleading or faulty items on credit reports

On time debt payments

Price Breakdown

Kaydem Credit Repair has two different rates for individual customers and couples:

  • Individuals$59/month
  • Couples – $49/month per person

How It Works?

Credit Analysis

Consumers work with Aggressive Credit Repair owner Lorin Hanks who will point out what is good and bad about their credit history. Lorin will also help consumers figure out a direction to take in the credit restoration process.

Dispute

Aggressive Credit Repair works with three major credit bureaus and handles disputes.

Settle

After disputing negative items, consumers will receive help in settling debts and restoring their credit history. Aggressive Credit Repair will take the time to educate consumers so they can be empowered and make better decisions in the future.

What to Expect when Signing Up

Simple Signup

Aggressive Credit Repair makes it easy to sign up online. Once consumers sign up, they will be able to start working with Aggressive Credit Repair.

Work with Aggressive Credit Repair

When working with Aggressive Credit Repair, consumers can expect friendly service from a company with a proven reputation.

Results

Consumers can expect results such as an improved credit score within a few months of working with Aggressive Credit Repair.

Satisfaction Guarantee

Consumers have a 100 percent satisfaction guarantee when they sign up with Aggressive Credit Repair. Consumers can also cancel at any time if they want to.

What Can Be Removed?

  • Misleading or faulty items on credit reports
  • Negative credit scores (negative credit scores will be replaced with higher scores after working with Aggressive Credit Repair)
  • Past buying errors

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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48 Aggressive Credit Repair Reviews

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  1. User Score

    10

    November 29th, 2016 Phoenix, AZ

    Lorin reviewed our credit report and gave us a couple pointers for FREE. While he could’ve charged us the monthly fee without issue, he deduced that we didn’t require his services. A very honest and transparent approach like this speaks volumes to the kind of service this company provides.

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  2. User Score

    10

    November 22nd, 2016 Greenville, NC

    Like most people, I was hesitant to enroll into a credit repair agency. And given the fact that I live on the east coast and had to entrust my most confidential information to someone on the west coast that I had never met, heighten my anxiety even higher. But, from the very first phone conversation, Lorin was the true professional.

    I begin working with Lorin in April. Within 6-months, he had helped me get items removed from my credit report that I had been trying for over a year to get off. With his help of removing old files and guidance on better use of my credit cards, I saw my credit score improve from the mid-600’s to the mid-700’s. If you’ve been banging your head against the wall and you’re tired of calling creditors and being placed on HOLD, I strongly suggest you make your next call to Lorin Hanks of Aggressive Credit Repair.

    Reggie

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  3. User Score

    10

    November 4th, 2016 Oviedo, FL

    Lorin is the best in the business took my credit score from 545 to 750 in 6 months. Highly recommend.

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  4. User Score

    10

    October 5th, 2016 GA

    Aggressive Crédit Repair delivered on every promise of helping my husband and I financial freedom. In less than 90 days my husband’s credit score went from 448 to 699. We were totally blown away with the results in such short period of time. As a consumer I am very pleased with this product and the positive effects it have on our lives.

    Thank you
    The Smith’s

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    2

  5. User Score

    10

    June 5th, 2016 Ogden, UT

    This review is for Isaac Erickson or who ever reviews companies for BestCompany.com.

    I am the owner of Aggressive Credit Repair. Your review of my company is very fair and accurate EXCEPT the warranty. You say I don’t have a warranty. I do. My policy is simple (cancel anytime for any reason, backed by a money back policy). http://aggressivecreditrepair.com/guarantee/

    Thanks,

    Lorin Hanks
    Owner / Operator of Aggressive Credit Repair, LLC

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  6. User Score

    10

    May 7th, 2016 Kapolei, HI

    My credit scores are as follows. 750 Equifax, 714 Transunion, and 733 Experian. These are real FICO scores and not credit karma or other services like them. I believe when I started with Lorin, my scores were in the low 600’s, but Lorin was dedicated to helping me, often reminding me to send him my letters. I am very busy and without Lorin reminding me almost every month with emails and phone calls. I would not have had the success we had.

    Thank you Lorin for all your hard and diligent work. I will recommend you to anyone with complete confidence.

    Aaron

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    3

  7. User Score

    10

    February 12th, 2016 Evanston, WY

    Lorin at Aggressive credit repair is very knowledgeable, He was willing and able to answer all my questions, I enjoyed working with him.

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    3

  8. User Score

    10

    August 21st, 2015 Cincinnati, OH

    A bit more than a year and a half ago I was working hard on improving my credit scores on my own so that I could obtain a mortgage. I wasn’t see the results I expected, so I did some research into the best companies for credit repair work who were honest and fair. All indications were that Lorin with Aggressive Credit Repair was the right choice. The investment with Lorin paid off incredibly well. My credit scores improved to the point where I was able to obtain a mortgage and get the home my family deserves. Additionally, Lorin was a great educator along the way about how both the credit systems and the mortgage companies work. Well worth every dollar I spent.

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    6

  9. User Score

    10

    June 1st, 2015 Jackson, MI

    when I started out with lorin my credit score was around 585 I cound not even get a finger hut card now my score is around 725 now I can pick and chose what card I want this was great for myself and my family thanks lorin. I appreciate every thing you’ve done your the best.

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    2

  10. User Score

    10

    May 8th, 2015 Ogden, UT

    I have been in business for 35 years and for the first 30 had a great score and even greater credit … and then trouble hit. I was convinced that I would be without good credit for the rest of my career but Lorin did what he does best and that is do everything that needed to be done to restore my excellent credit and my peace of mind. I cannot say enough about his thoroughness and his professional approach to serious problems. I would recommend him without hesitation.
    Jo Packham
    Where Women Create

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    2

  11. User Score

    10

    March 7th, 2015 West Jordan, UT

    I was a little reluctant to sign up for a credit repair service because I wasn’t sure there would be anything anybody could do for me. I had a TON of negative accounts on my reports! I had also heard stories from other people about services they had signed up for, payed a lot of money each month for, only to have a bad experience and very little effort made by the company to help them. A friend of a friend referred me to Aggressive Credit Repair and I’m so glad they did! The cost of the program was almost half of other services I was researching. I knew from the first conversation with Lorin that he was going to make every effort possible to help me. I never felt like I was not in the loop with what was going on with my account. You receive a phone call at each step of the process from Lorin. You know work is being done by all the letters you receive from the Credit agencies telling you about the disputes Lorin has filed on your behalf. I had great success with Lorin and the money I saved in interest rates alone was well worth it. I would definitely recommend Aggressive Credit Repair. It’s an awesome company! Thanks Lorin for all your help!!

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    1

  12. User Score

    10

    January 30th, 2015 West Jordan, UT

    First and foremost I have to say that I feel lucky to have chosen Lorin Hanks to help me fix my credit report and score. I had done plenty of research in trying find just the right person to help me and still wasn’t sure who to go with. Right from the beginning Lorin was great at explaining his process, what he would do, and what he would need from me. He never once went back on what he said he would do, what the possibilities were, what to not get my hopes up for, as well as what is past experieces have lead him to believe. Finding someone as honest and credible as Lorin Hanks has made all the difference for me.

    He also took the time to explain and teach me many things about how the various credit systems work.

    I have and will continue to recommend Lorin Hanks’ services to friends, family, and anyone to whom I meet looking for help with credit repair!!

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  13. User Score

    10

    October 4th, 2014 West Jordan, UT

    Lorin did a great job for us. I highly recommend his services! He delivers on what he says he will do. He was able to help me get my credit back above 700 and get the best rates available! He is very responsive and always got back to me after I sent him new reports. Thanks, Lorin

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  14. User Score

    10

    September 26th, 2014 West Jordan, UT

    Working with Lorin makes me want to go back to Las Vegas for a few nights. That said, Lorin increased my credit score from the mid 5’s to 680. Now I can get better loan rates and easily qualify to rent an apartment. Thank you Lorin for making life easier for me! If I ever decide to get help with my credit again, I will go to Lorin at Aggressive Credit Repair. Working directly with the owner is vital to know you are getting the best. Cheers!

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  15. User Score

    10

    June 9th, 2014 West Jordan, UT

    I was very skeptical at first, having used a credit repair service several years back that worked very VERY slow but, Lorin met or exceeded everything he said he would. Several things came off within the first 2 months, including 2 judgments! Very please with the services he provided. My scores went up almost as soon as I signed on.

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    3

  16. User Score

    10

    June 1st, 2014 West Jordan, UT

    I started with Lorin and Aggressive Credit Repair late last summer after he had done an amazing job for my wife. The results were almost immediate and dramatic. My credit score increased by over 50 points within the first 90 days. Within nine months my score was up by well over 100 points. To say this was was life changing would be an understatement. Throughout the entire process Lorin was professional, responsive, knowledgeable and most importantly effective. In an industry teeming with fraud it’s good to know there is at least one reputable company you can turn to for credit repair. Needless to say, if you ever need credit repair I wholeheartedly recommend Lorin and Aggressive Credit Repair.

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    1

  17. User Score

    10

    May 20th, 2014 West Jordan, UT

    Just a short note to thank you so much for all the work you did on my behalf. If anyone is looking for a great company to work on your credit score look no further. Did a awesome job and did so in the time frame he stated it would take. Ill be back again!

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  18. User Score

    10

    April 1st, 2014 West Jordan, UT

    Lorin did an amazing job! In only a few months, he helped my credit improve over 100 points! He was very prompt in our communication and I would reccomemd his services to anyone. I felt like it was getting great customer service and he really did care to help me. I thoroughly researched who to use and could not be more pleased with his service. Thank you, Lorin! -Rob

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    2

  19. User Score

    10

    March 15th, 2014 West Jordan, UT

    We enrolled in the program a year ago and seen our credit scores improve drastically especially after our bankruptcy. Thank you again Lorin! Would definitely do it again and recommend Lorin to others.

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  20. User Score

    10

    March 10th, 2014 West Jordan, UT

    You have provided me with the most detailed and comprehensive service I have ever received. You have thoroughly cured years and years of credit messes and I now have good credit standing and have been able to borrow significant sums from national banks and other financial institutions. Thank you for your tireless dedication to my account!

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    1