700 Plus Credit is a financial services company with over 10 years of industry experience and based out of Houston, Texas. Members are able to attend free seminars on a variety of financial topics and receive live chat assistance with the company’s customer service department.
700 Plus Credit offers consumers a variety of credit tools and educational articles on its corporate website. Consumers receive access to loan calculators, credit card offers, and vehicle searches on the website. Also, members receive direct access to a credit analyst at all times as well as access to licensed real estate advisors to assist in home ownership, rentals, financing and investment. Members also are able to receive:
Membership to a credit union to assist in re-establishing credit
Typically, those who are in need of credit repair could also use help in establishing credit again. This firm will help clients do just that.
Direct access to auto, mortgage, and personal lines of credit
700 Plus Credit has relationships to help their clients obtain necessary lines of credit.
Assistance in setting up savings and checking accounts
In addition to helping re-establish credit, 700 Plus Credit will also, if desired, help clients get savings and checking accounts.
Help with obtaining secure and unsecured loans
Clients in need of obtaining a secure or unsecured loans can get this assistance with 700 Plus Credit specialists.
Affiliate network access to discount services
With the 700 Plus Credit network of partners, clients can receive discounted services.
The sign-up process takes only 15 minutes to complete. The company features a number of positive customer testimonials. Many customers have reported improvements in their credit ratings within 45 days.
Program results are uncertain. It is important to note that many of the financial services provided by 700 Plus Credit can be performed by consumers themselves at no cost. However, these credit restoration services can be a good fit for those individuals who strongly desire to avoid the time-consuming hassles of performing these tasks alone.
While 700 Plus Credit can help with a number of financial tasks and even act as a middle man, they do not get involved in creditor disputes.
Frequently Asked Questions
How much does 700 Plus Credit cost?
The company is happy to speak with you about your case in a free consultation. After the consultation, you can elect to enroll as a customer. The cost to enroll and for 700 Plus Credit to work on your case varies from customer to customer.
Does 700 Plus Credit allow me to enroll more than one person or my whole family?
Individuals or two-party customers may enroll with 700 Plus Credit to repair credit scores.
How does 700 Plus Credit repair my credit?
As a customer, you will have the personalized attention from 700 Plus Credit from the time you enroll as a customer all the way through the entire process. The company will determine all the incorrect information on your credit report and will then work to get reporting bureaus and creditors to remove these inaccurate items.
How does 700 Plus Credit provide credit monitoring?
700 Plus Credit professionals will analyze your credit report and will inform you of troubling areas and potential reasons for your low score. You will be advised on changes you can make on your own as well as receive education on how to better manage your credit score.
How long will it take before I start to see results with 700 Plus Credit?
700 Plus Credit claims that customers should expect to see improvements to their credit score within 45 days of enrolling with the service.
What results can I expect from 700 Plus Credit?
Like all credit repair companies, 700 Plus Credit looks at every customer’s case in a customized way. This means no two customers will get the exact same results. However, all customers can expect complete commitments and individualized attention to their needs. In as little as 45 days, customers should see credit score improvement by the removal of incorrect information.
How can I contact 700 Plus Credit?
You can call 713-661-5505 to reach a 700 Plus Credit representative. You may also contact the company by sending an email to [email protected]
700 Plus Credit are confident that you will be satisfied with the service you receive in a very short amount of time. On its site the firm claims you should see improvements to your score in as little as 45 days.
The most appealing aspect of 700 Plus Credit’s credit repair business is that the company is willing to sit down with you for a free consultation. In this consultation you and a credit repair specialized can decide whether you need the company’s service. A staff member will evaluate whether there are indeed items to repair from your report.
You will pay according to how many items 700 Plus Credit is able to remove from your report. The exact fee amount is on a case-by-case basis.
Specific payment amounts undetermined
The company does not list on its website how much per-deleted item is charges. In order to determine this amount, you’ll have to call and speak with a company representative.
How It Works
The initial consultation is key to your credit repair success. Your low score may be due to poor spending habits, late payments, delinquent accounts and a host of other things. There may be nothing 700 Plus Credit can do to raise your score unless there are any incorrect marks on your report. The consultation will determine this.
If 700 Plus Credit recommends you use its service, and if you agree to do so, the company will begin communicating reporting bureaus and creditors to remove erroneous charges and outdated information on your report. Once these are removed, you score can go up to more desirable levels.
In addition, 700 Plus Credit provides a bevy of educational materials to help keep your financial picture healthy and to minimize the changes of you making the same mistakes over and over.
What to Expect when Signing Up
The sign-up process is a little more archaic than many credit repair services offer. Rather than sign up online and conduct all business through an online account, 700 Plus Credit requires you to sign-up in an office and to meet face-to-face with company representatives.
The request for free consultation is done online, but the other aspects of the enrolling process must be done in person.
What Can Be Removed?
By law, 700 Plus Credit cannot promise any exact results, nor can the company get rid of legitimate information on your credit report. What the company can do, however, is get reporting bureaus to remove unverified, inaccurate or false information from you report. Some of the things 700 Plus Credit can remove include . . .
- Late payments
- Tax liens