MyFreeScoreNow is a credit monitoring company that was founded in 2013.
- Customer service
MyFreeScoreNow offers a free 14-day trial that allows customers to see their credit reports and scores.
The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. MyFreeScoreNow also provides financial transaction monitoring and credit monitoring to help prevent ID theft.
Customer service agents are available via online chat or phone during normal business hours seven days a week.
MyFreeScoreNow offers a learning library for its paying customers and website visitors. The information offered is fairly basic in its scope, but it is a good starting place for those wanting to understand more about their credit.
MyFreeScoreNow does not offer their customers access to all three of the major credit bureau reports or their scores without upgrading their service. At that, when ordering the add-on of all three reports, it is a one-time fee and monitoring will only be performed on one report/score.
Customers are at MyFreeScoreNow’s mercy as to which credit report and score that will be monitored.
At $29.95 per month, MyFreeScoreNow’s monitoring services are pricier than those of most of its competitors.
After the free seven-day trial has expired, customers are automatically signed up with MyFreeScoreNow’s monthly credit monitoring service, which costs $29.95 per month.
MyFreeScoreNow offers one free seven-day trial period per person. During the free trial, all features and reports are available to customers. Customers wishing to cancel their free membership are advised to call MyFreeScoreNow at 1-888-548-2008 no later than the 5th day of the free trial to ensure that future billing is not incurred.
Scores and Reports Provided
The company offers credit scores and reports from all three major bureaus—Experian, Equifax, and TransUnion.
MyFreeScoreNow offers regular monitoring of its customers’ credit files and one score. They also provide transaction, and credit report monitoring. MyFreeScoreNow will send spending alerts via email or text.
Credit Score and Report Refreshes
The company offers daily refreshes of credit scores and reports.
MyFreeScoreNow uses the highest level of 128-bit SSL certificates to protect its customers’ sensitive data and information. Its website passes independent security verifications with both McAfee and Norton.
Identity Theft Protection
Yes, MyFreeScoreNow does provide ID Theft Protection.
MyFreeScoreNow uses email alerts to notify its customers of significant changes made on their credit report, including the following:
- New inquiries
- New accounts opened in your name
- Late payments
- Bankruptcies and other public records
- New address
- New employer
- Name change
Time in Business
MyFreeScoreNow was founded in 2013.
125 E Main St #352
American Fork, UT 84003