Free Score Finder, which is a California-based credit monitoring company, has been in business since 2002.
- Secure site
- Triple-bureau reports and monitoring
- Identity theft protection
Free Score Finder has a current Norton Secured seal on its website, meaning that the information provided to the company is encrypted and secure.
Triple-Bureau Reports and Monitoring
Free Score Finder offers credit reports, scores, and monitoring services from all three major credit bureaus—Experian, Equifax, and TransUnion. This gives customers a comprehensive look at their credit.
Identity Theft Protection
Free Score Finder offers identity theft protection services, which a nice benefit that not every company in the industry offers.
- Privacy issues
- VantageScore model
- Relatively high price
- Undisclosed refresh rate
Free Score Finder uses the VantageScore scoring model, which is not the same model used by the majority of lenders (most lenders use the FICO model). Because of this, customers may not have an accurate view of what their credit looks like to lenders.
Relatively High Price
Free Score Finder costs $24.95 per month, which is relatively expensive when compared to prices offered by other top credit monitoring companies.
Undisclosed Refresh Rate
It is unclear how often Free Score Finder refreshes credits scores and reports for its customers.