ExtraCredit is a new product provided by Credit.com, a well-known financial products and services company that strives to help consumers make smarter financial decisions.
Unlike other services, ExtraCredit is a comprehensive credit solution that is designed to fulfill the majority of consumers’ credit needs from credit monitoring and credit repair to identity theft.
ExtraCredit offers the following five features:
Included with the features listed above, ExtraCredit offers proactive identity theft alerts, cash rewards, exclusive discount to one of the leaders in credit repair, tri-bureau credit reports, and more.
Overall, ExtraCredit is designed to take care of consumers’ credit and identity theft needs in one affordable package.
Read on to learn more about Credit.com’s ExtraCredit product.
Interested consumers can try out ExtraCredit's service for free for one month. In comparison to what other companies in the industry offer, ExtraCredit appears to provide one of the longest free trials.
Consumers must fill out the company's online information forms in order to sign up for its one-month-long free trial service.
ExtraCredit costs $24.99 per month and includes a variety of services from identity theft alerts to an exclusive discount to one of the leaders in credit repair.
This monthly fee for ExtraCredit’s services is significantly lower than what many companies charge for just one service.
The product’s five features include the buildit feature, the guardit feature, the restoreit feature, the rewardit feature, and the trackit feature. Below is a breakdown of what each feature offers:
ExtraCredit offers a rewards feature that involves real cash awards, as well as a signup bonus.
These rewards are designed to celebrate users’ financial milestones. According to the company’s website, users can get these rewards when they “are approved for select credit cards and loans through ExtraCredit.”
ExtraCredit is the first paid product that is offered by Credit.com, a company with a fairly well-known reputation within the financial services industry.
Credit.com provides consumers with a significant amount of helpful financial information regarding personal finance, credit cards, loans, and more.
Additionally, the company provides several free resources on its website and provides a free account service that lets consumers check their credit, review their credit profiles, and have access to a personalized dashboard.
The ExtraCredit product does not appear to be that customizable in terms of features.
Consumers that want additional identity theft protection or different credit solutions may not be able to receive those with this product.
That said, ExtraCredit offers quite a bit in terms of features at an affordable monthly price, which may satisfy most users.