First Progress credit cards are provided by Synovus Bank, which was founded in 1888 and is based in Columbus, Georgia.
- Competitive APRs
- Credit building
Interest rates for First Progress credit cards range from 11.99 to 19.99 percent*, which are competitive APRs within the credit card industry.
First Progress focuses its efforts on helping customers to build their credit by offering cards specifically for this purpose.
- Annual fees
- Late payment penalties
- Foreign transaction fees
- Undisclosed information
Depending on the card, First Progress charges annual fees ranging from $29 to $44 per year just to be a cardholder. There are several other credit card companies that do not charge any annual fees.
Late Payment Penalties
For every late payment, First Progress charges a fee of up to $38, which is one of the steepest fees in the industry.
Foreign Transaction Fees
Customers who use their First Progress credit card to complete a foreign transaction will incur a fee of 3 percent of the total charge. This fee is especially inconvenient for cardholders who travel frequently.
First National has not disclosed on its website whether or not it offers a rewards program, free credit score tracking, or fraud safeguards. These are all important features, so this lack of transparency can be frustrating for potential customers.