In order to start using the PayPal Here mobile credit card reader you need a PayPal Business or Premier account but once that is set up getting started is only a matter of receiving the reader in the mail for free and then downloading the app. Once all of that is done you are set to start processing.
Paypal has comparable prices and the design of the actual reader makes processing easier than trying to swipe a card through a flimsy reader. When you have to swipe a card more than once customers get uneasy and might think that you are charging them twice. Having a stable reader that only needs one swipe mitigates that problem and helps you to grow your business faster.
Users also have access to their funds almost instantly. Anybody running a business would find that feature extremely useful but on top of that PayPal has their own debit card which allows you to use your money and get 1% cash back on signed purchases.
The swipe fees for PayPal Here are slightly higher than other companies but they offer certain features that other companies do not so using PayPal Here is a tradeoff. The reader works great for small businesses but it works better for small businesses that are growing and anticipate doing a high volume of credit card transaction each month.