Nationwide is a strong company that has been in business since 1926. They have made it onto the list of Fortune 100 companies with their consistently high rankings from major rating industries. Their mission is to help Americans reach their retirement dreams. Nationwide plans on assisting you with your retirement goals by offering annuities, mutual funds, retirement plans, insurance programs, and loans. Nationwide is a company that is focused on customer service and financial stability, and in 2013 they were named among the top ten most generous companies.

The Good

  • High loan cap
  • Free application
  • Educational resources


Nationwide is known for financial planning and customer service, but they also offer quick and convenient car loan options. This is what we liked:

  • APR as low as 2.19 percent
  • Extended term length (up to 84 months)
  • 150,000 mile limit
  • Loans from $1,000-$100,000
  • No early pay-off penalty
  • Free online application
  • Quick decision (in a few minutes!)
  • Loan qualification calculators
  • Auto payment calculators
  • Informative articles on loan options
  • Search dealerships with TrueCar Certified Dealers to save on MSRP
  • Nationwide also offers auto insurance

Great Service

Overall, nationwide has a very reliable, honest loan system. Their easy online application, partnered with their informative loan tools will make sure that you are picking a loan that will be the best for your new car. Not only that, but Nationwide has excellent customer service ratings if you ever need a little extra help.

Check Rates

The Bad

  • No free credit score
  • High APR


Although Nationwide has excellent customer service ratings, there are a few things to consider when applying for an auto loan with them. Here is what to keep in mind:

  • No free credit score check
  • Advertised lowest APR (2.19 percent) is higher than other companies

No Free Credit Score

Nationwide should offer a free credit score check because it has loan qualification calculators available. These calculators aren’t as useful when people don’t know what their credit score is. Also, Nationwide is a very reliable company but if saving money is your top priority you might want to look for a company that advertises a lower base interest rate.

The Bottom Line

We would recommend Nationwide as a reliable company to take out an auto loan with. They are upfront with all of their information and provide great services. If you take out an auto loan with Nationwide you might have a higher APR, but you will have flexible terms, great customer service, and you might be able to get your car insurance squared away at the same time.

Not looking for Nationwide Car Loans? Try these pages:

Nationwide Online Bank

Nationwide Life Insurance

Nationwide Auto Insurance

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