Lending Tree is the nation’s leading online lender-exchange company, and has assisted in processing over 30 million loan requests and nearly $2.5 billion in loan transactions.  Lending Tree offers customers the ability to quickly compare new and used car loans or refinancing options from several lenders so they can find the best deal.

Rank Chart
Loan Amount
Term Length
Our Score
36-75 months
$5k-No Max
12-84 months
36-72 months
36-60 months

The Good

  • Educational Resources
  • Financial Tools
  • Compare loans easily


Lending Tree’s website offers lots of information and tools to help borrowers learn about the car loan process and find the best financing or refinancing option. There are calculators for estimating APR and monthly payments, rate comparison tools, car-buying advice articles, and more.
Borrowers who apply online with Lending Tree will receive an instant response of lenders who are willing to work with them, as well as the offered APR and term information. This enables borrowers to easily compare and select a loan without having to deal with the time and hassle of going through the process with multiple lenders. The application and comparison of loan options are free.

The Bad

  • Not a lender
  • Lack specific loan information


Lending Tree is not a lender or direct servicer, so the company can’t approve, adjust, or accept payments for loans. Once borrowers select one of the lenders that partner with Lending Tree, they’ll need to work directly with that partner lender. This may create some confusion for borrowers who aren’t familiar with the process. This also means that Lending Tree is not able to provide certain loan information, such as payment guidelines. Borrowers will need to obtain all the details of their rights and responsibilities from the lender they choose to work with.

The Bottom Line

Lending Tree has an informative, user-friendly website and takes the hassle of comparing loan options from multiple lenders.

Not looking for LendingTree Car Loans? Try these pages:

LendingTree Mortgages

LendingTree Personal Loans

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