Small Business Funding, an alternative lending company, was started in 2013. This Pennsylvania-based company offers merchant cash advances, different types of unsecured business loans, factor funding, asset based lending, and working capital loans, along with credit card processing. The company matches qualified merchants with alternative lending sources. Using a proprietary matching technology system to help small business owners to identify the loan category they’re in, and aid them in preparing to acquire a loan with an appropriate lender. Small Business Funding has an A+ rating and are an accredited Better Business Bureau company since 2014. Advance amounts range in size from $2,500 to $500,000 based on time in business, annual revenue, and their proprietary scoring model. SBF specializes in helping woman, minority and veteran- based businesses.

Rank Chart
Interest Rates
Revenue Requirement









The Good

Secured or Unsecured Loans
SBF is typically getting small businesses unsecured business loans and merchant cash advances; however, they do have a lender within the network who potentially can get you a secured loan and accommodate a funding request of that sort.

Better Business Bureau
Small Business Funding are an accredited Better Business Bureau company since 2014. They have an A+ rating and currently no complaints have been filed since opening.

Fast Funding
After applying and sending in appropriate documents (via email, fax, or taking a picture with your smartphone), an approval will be to you within 24 hours, and then the actual funding within 48 to 72 hours.

The Bad

Privacy Policy
By applying with SBF, you are accepting the privacy policy in it’s entity. All information you provide can be shared with third party sources for the purpose to fulfill requests for certain products and services. The company (and affiliates) can use your information to advertise and market products to you through email, telemarketing, text messaging, present targeted ads on websites, and more.

No Start-Up Loans
Small Business Funding at this point in time are not able to supply a lender for start-up businesses. A business needs to have been in business for at least three months with $8,000-a-month revenue. These are the minimum requirements for a new business. For a new business there are limited loan options that will be more expensive than a traditional loan. Although, SBF is unable to help start-up business owners, the company advises entrepreneurs to check out crowdfunding or peer to peer lending sites for better options.

SBF is a broker company. You will not receive direct funding from them; rather, it aids businesses in finding a third-party lender to best suit their needs.

The Bottom Line

Despite only being in business for three years, Small Business Funding is a maturing company. The company offers a fairly wide range of loans that will meet the needs of small business owners. SBF has succeeded in providing loans to an array of industries; however, the company will not be able to help start-up or very young businesses at this point, but are continually looking for a lender that is willing to task the risk.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

X close
X close

No Small Business Funding Reviews

1. Select Your Rating:


2. Subject For This Review*(Select all that apply)

0 characters

3. Review Validation*


There are currently no reviews .