ForwardLine

I had a very easy and uncomplicated experience with Forward Line Credit. From start to finish they were very helpful and seemed to really care about my company and provided different options to best suit my companies needs. Also, right after I received my loan, my state, Florida was hit with Hurricane Irma. Forward Line was there immediately offering support and financial assistance. I would recommend them to any small business.

FORWARDLINE has been most helpful to our web based retail sales company. The rates cited above are not APR rates, but none the less they are reasonable considering that loans are made without hard collateral, rather they are based on holding back a percentage of your ACH daily receivables. For the most part they have been prompt and pleasant to deal with. It is not "cheap" money but certainly available when conventional lending institutions are reluctant to advance funds. We have benefited greatly by our business relationship with Forwardline.

They where great to work with until they sold off their credit card processing to their bank. The credit card company is now going to charge a $12.00 a month fee if you have anyone who uses a debit card. Well guess what a lot of people are not using debit cards. So go figure. Now we are not able to resolve payment batches that are not processed because of the lack of ability to process our payments in the 24 hours that we have setup with Forward Line. We also asked about getting another loan and they are not willing to process any more loans until the end of the year. Even though we have been with them for 4 years Being a good customer we should not have to deal with this at all.

ForwardLine makes the process of obtaining capital for my business very simple. The representatives I work with are extremely professional and helpful. This is my second contract with ForwardLine and I am very pleased!

I like the fact I can get money I need without to much paperwork and time. I don't like being treated like I'm being misleading or lying to them every time I apply for a loan especially since I've been doing business with them for quite a few years. But I also understand all the requirements required for their protection.

Had a very bad experience with Forward Line this week. Worked with them to get a very small business loan--$5,000-$8,000. Was verbally told by rep it was approved. Spent a number of hours on the phone, and online getting the documents to "protect their interests". Had a very large loan with them in approximately 2008 for $85,000 that my company at that time paid off a little slower because of the economy crash and housing crises. We deal in fine art and framing. They got all their money and interest which is not cheap. So went through the procedure now to get a small new loan being told it was approved by the rep, and then was waiting for over 24 more hours and no call back. Left numerous messages. I assumed something was wrong no calls back etc. Then when I speak with the rep he tells me my score is fine but something else is wrong and it is disapproved after I was already told I was "approved." Actually I got the money elsewhere and am relieved as the upfront large interest fee is added in front of the loan, and I plan to pay it off early which would cost me a lot of upfront interest. By the way the reason it was disapproved was because in the bad 2008/2009 economy it took extra time to pay off the $85,000 loan which they anyways collected a ton of interest off me and my processing fees and extra money to paid off the loan, of which had my Visa/MC processing business to take it out of. I would suggest to look elsewhere as in my opinion they charge excessive interest, and set it up so it is a win/win situation for them and do not really care about the end user. By the way I like the person who helped me attempt to get the loan, he was very helpful, but in reality the executives are looking out for their interests of course with not a lot of care for the end user in my opinion. You can contact them and make your own judgement. Reason I give them a 3 is the rep is a good guy and gave it a strong attempt to get through to management. Much more economical ways in my opinion to get a good loan that can be paid off fast without so much up front interest added in the front end.

They make it easy and fast to grow my company and there response time is fast

terrible communication average on hold time over 30 min. I notified them I was changing processors and 30 days later I am still being charged a fee.

They do not tell you up front what the interest rate is - Interest rate is too high!