Hiscox USA is a specialist insurance company that targets specific types of business insurance. The company offers general liability, professional liability, and property insurance through brokers and directly online to small business groups. Hiscox USA is part of the Hiscox Group, which employs over 2,300 people in 13 countries. It has an Excellent rating by A.M. Best with a group financial size category of 2 billion or greater, which shows it has strong capital reserves. The Hiscox corporate headquarters are in New York, NY and it is licensed to do business in all 50 states and the District of Columbia.
In addition, to General Liability Insurance (CGL), Professional Liability Insurance, Errors and Omissions Insurance, Workers Compensation, Cyber Security Insurance, and Business Owners Policy (BOP), Hiscox USA offers market-leading products and services to businesses that other insurers may find too complex to insure:
Hiscox USA has origins dating back to 1901, which makes it one of the most long-established business insurance companies. It is part of the Hiscox Group, which is a diversified international insurance group. Listed on the London Stock Exchange, it has over 2,300 staff across 13 countries.
Hiscox USA is either admitted or licensed to service all 50 states, including the District of Columbia. Because of this, it is able to provide insurance to all types of businesses, regardless of where they’re located.
Hiscox USA puts an emphasis on small businesses which means it may be somewhat limited in what it can offer to a larger business. Hiscox may not be equipped to meet your needs depending on what they are. On the plus side, Hiscox's policies are tailored to the specific risks of each business to make sure you don't pay for coverage you don't need. If you're unsure if Hiscox can meet your needs, you can get a quote online or over the phone with a licensed agent to determine if it's a good match.