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Garzor Insurance

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LAST UPDATED: May 7th, 2020

Founded in 2008 and headquartered in Orlando, Florida, Garzor Insurance is a family-owned independent insurance agency that focuses on providing business and commercial insurance. The company aims to help its clients find the right coverage at the right price and abide by its philosophy, “You built it, we protect it.”

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The Good

  • Full Spectrum of Commercial Insurances
  • Complimentary Consultations
  • 24/7 Self Policy Service
  • Personal Insurance Options

Full Spectrum of Commercial Insurances

Garzor Insurance offers a wide array of commercial insurances, including general liability; workers compensation; professional liability; commercial auto; public transportation; commercial property; restaurant, bar, and tavern; contractors; trucking; and bonds.

Complimentary Consultations

Because Garzor Insurance is a local company, clients have the ability to meet their agents personally. Garzor Insurance offers free consultations for potential clients and takes pride in sitting down with them to review and analyze their business and/or contract needs, as well as determine and deliver optimal coverage at a price point that works well for the client.

24/7 Self Policy Service

Garzor Insurance provides clients with self policy service any time of day directly through its website. Clients may request the following policy changes through the company’s self policy service:

  • Add driver to existing commercial auto policy
  • Add vehicle to existing commercial auto policy
  • Bookkeeping, notary, and tax services
  • Policy review request
  • Remove driver from existing commercial auto policy
  • Remove vehicle from existing commercial auto policy
  • Request a certificate of insurance
  • Request declaration and coverages page for commercial auto policy
  • Request general liability certificate of insurance
  • Request ID card for commercial auto policy

Personal Insurance Options

In addition to commercial insurance, clients can fulfill any personal insurance needs or requirements through Garzor Insurance as well, which may result in added convenience and/or savings.

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The Bad

  • Limited Availability

Limited Availability

Currently, Garzor Insurance’s services are limited to select areas in Florida, including Orlando, St. Cloud, Kissimmee, Apopka, Clermont, Melbourne, and Lakeland. However, the company also offers products in Georgia, Texas, North Carolina, South Carolina, Alabama, and Oklahoma through its network of carriers.

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The Bottom Line

Garzor Insurance is an insurance provider that specializes in providing a variety of commercial insurances. The company offers free consultations and provides an around-the-clock self policy service for its clients. However, its availability is limited to those in select cities in Florida (those in other states may have access to Garzor Insurance products through its network).

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