Allstate insurance agency, founded in 1931, is well-known for its memorable commercials and motto “You’re in Good Hands.” The company values diversity, accessibility, and supporting the military, and provides insurance coverage across a wide scope of interests and needs, including auto, home, boat, ATV/recreational vehicle, life, condo, motorcycle, and business.
The company’s business insurance protects several business types from common damage and other perils including:
Allstate offers discounts for multiple policies and has a claims satisfaction guarantee for all insurance types.
Allstate’s small business policies provide the obvious general liability protection and structure protection on the premises, but also cover business income and extra expenses. Standard coverage includes the following:
Allstate allows businesses to sign up for additional, optional coverage that may be applicable to some businesses but not others. Policyholders can sign up for these either as add-ons to an existing policy or as a separate policy:
Allstate covers 36 unique small business types and tailored coverage for each type according to its set of risks and insurance needs.
Health and Medical
Food and Beverage
Allstate makes it easy to pinpoint your insurance needs based on business type and quickly get a quote. You can procure a quote by calling a representative, meeting an insurance agent in person, or doing it yourself online. First, you select your business type, then fill in information about your business, property, and people. Then, you can get your quote and can begin the review and underwriting process prior to purchasing your insurance policy.
Allstate's Small Business Connection hub provides access to resources and insights from industry experts and thought leaders in the small business industry. You can find tips for running your business, read about common business risks and other topics, and connect with other Allstate-covered business owners on LinkedIn.
Policy owners should be aware that Allstate's standard business insurance plans do not cover floods, earthquakes, or water backups (including sewer backups) and these cannot be included as add-ons to an existing policy. Rather, you have the option to purchase additional insurance policies to cover these catastrophic events individually.