CitiBusiness AAdvantage Platinum Select World Mastercard Logo

CitiBusiness AAdvantage Platinum Select World Mastercard

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CitiBusiness AAdvantage Platinum Select World Mastercard is designed for businesses and strives to turn business expenses into adventures through its mileage rewards program. The card also offers travel perks, especially for those who primarily fly on American Airlines.

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The Good

  • Introductory Bonus
  • Reward Rates
  • Low Annual Fee
  • American Airlines Benefits
  • No Foreign Transaction Fees

Introductory Bonus

With a new CitiBusiness AAdvantage Platinum Select World Mastercard account, cardholders can earn a total of 60,000 American Airlines AAdvantage bonus miles within the first year. Cardholders who make at least $3,000 in purchases on their card within the first three months of opening an account can earn 50,000 miles. If cardholders make at least $10,000 in purchases on their card within the first year of opening an account, they can earn an additional 10,000 miles.

Reward Rates

With a CitiBusiness AAdvantage Platinum Select World Mastercard, cardholders can earn two miles for every dollar spent on eligible American Airlines purchases, as well as telecommunications, cable, satellite, car rental, and gas station purchases. Cardholders can earn one mile for every dollar spent on all other purchases.

Low Annual Fee

CitiBusiness AAdvantage Platinum Select World Mastercard waives the annual fee for the first year. After that, the annual fee to hold the card is $99.

American Airlines Benefits

CitiBusiness AAdvantage Platinum Select World Mastercard can take advantage of special benefits when they fly American Airlines, including a free checked bag, 25 percent savings on inflight Wi-Fi, and preferred boarding.

No Foreign Transaction Fees

There are no foreign transaction fees associated with the CitiBusiness AAdvantage Platinum Select World Mastercard, which means cardholders are free to make purchases on their card in other countries without being subject to additional fees.

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The Bad

  • No Introductory APR

No Introductory APR

Unlike some other business credit cards, CitiBusiness AAdvantage Platinum Select World Mastercard does not offer a lower APR for an introductory period. Instead, cardholders will be subject to a regular variable APR of 17.99 to 25.99 percent as soon as they open an account.

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The Bottom Line

The CitiBusiness AAdvantage Platinum Select World Mastercard offers a solid introductory bonus, up to 2X reward miles on business purchases, and a $99 annual fee that is waived in the first year. It provides extra value for frequent American Airlines fliers, but does not offer an introductory APR.

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