Chase Ink Business Cash eliminates annual fees and offers a number of introductory benefits, including a 0 percent APR for the first 12 months and a cash back sign-up bonus. The card also provides good reward rates on business purchases.
With the Chase Ink Business Cash card, cardholders get to take advantage of a 0 percent APR on purchases for the first 12 months after opening an account.
The Chase Ink Business Cash card does not have an annual fee.
For new Chase Ink Business Cash accounts, cardholders who spend at least $3,000 within the first three months of opening the account will receive a $500 cash back bonus.
In terms of rewards, Chase Ink Business Cash cardholders can earn 5 percent cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. Cardholders can earn 2 percent cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Cardholders can earn 1 percent cash back on all other purchases with no limits on the amount of cash back that can be earned.
Rewards do not expire for the life of the account and can be redeemed for cash back, gift cards, travel, and more.
Chase Ink Business Cash cardholders can add employee cards to their account for no additional cost. Business owners who add employee cards to their account can set individual employee spending limits and earn rewards quicker.
Chase Ink Business Cash cards come with zero liability protection, which means cardholders won't be held responsible for unauthorized charges made with their card or account information.
For purchases made in other countries, Chase Ink Business Cash cardholders are subject to a foreign transaction fee of 3 percent of each transaction in U.S. dollars.
If a payment is late or returned, Chase Ink Business Cash cardholders are subject to a fee of $39.