- Great services
- Online banking
- Educational expenses
Wells Fargo Bank provide services for checking, savings, CD and Credit card accounts. They also give out loans for mortgages, automobiles, boat, RV, and to refinance. Provide investment opportunities according to your goals. Give opportunities to a financial consultant for those that want to invest 1,000 or more. They are active in helping the community and have total assets of $403 billion dollars. They provide services to consumers, small businesses, commercial and government agencies. Services provided are:
- banking with 6 different checking, 6 different savings, CDs, as well as student banking
- investments with insurance, IRAs and retirement services, 529 plan for childrens college, and retirement plan.
- mortgages, home loans, and refinance
- financial services like online and mobile banking, credit cards and prepaid cards
To meet the needs of today’s customer, US Bank has a spread of services it offers. Services provided by US Bank include:
- Online banking
- Mobile banking
- Mobile wallet
US Bank’s mobile app allows customers to take advantage of several features including:
- Deposit checks
- Pay bills
- Transfer card balances
For parents who want to ensure the financial needs of their children are met, US Bank also has college savings plans. US Bank customers can choose from:
- 529 College Savings Plans
- Coverdell Education Savings Accounts
- Custodial Savings Accounts (UGMA/UTMA)
US Bank’s options are also designed to cover educational expenses of adults who want to return back to school to finish a degree or pursue post-graduate studies. Customers will be able to use potentially tax-efficient options in their educational journey.
They also have good availability with 3,000 bank offices and 5,000 ATM’s across the nation.
Customers who choose US Bank will also have an opportunity to use US Bank’s other services as well including:
- Credit cards
- Prepaid cards
- Mortgage and refinance
- Loans and lines of credit
- Investing and wealth management
- Lack of transparency
- Expensive checking accounts
- Maintenance fee
Lack of Transparency
For customers who prefer to choose a bank based on information available online, they may be frustrated by the amount of effort it takes to find detailed information for services like personal checking accounts. Customers will most likely have to call US Bank to request more information since details such as minimum required deposits to open a checking account is not available online.
There are banking fee’s for 6 different checking accounts that you can choose meet your needs. Some examples are:
- Opening fee of $25
- Maintenance fee depends on the account.
Expensive Checking Accounts
For easy and silver checking accounts they are $6.95 with online statements or $8.95 with paper statements, Gold checking is 10.95 or 12.95, platinum checking is 17.95 or 19.95, and premium checking 10.95 or 12.95. All of these fees will be waived if you meet requirement set by bank
- Overdraft and returned items $36 fee
- Other common fees
For the six different savings account they have four out of six with a .01% interest rate. There is either a $4 or $10 monthly maintenance fee on three accounts. Despite their rapid growth as a company they have only been in business since 1990.
Time in Business
US Bank has was founded in 1990 and have provided services for 25 years
Yes. We have found US Bank on Facebook, Instagram, and Twitter where they respond to customers concerns and give updated information about the company. They also have an online banking app for mobile devices and keep their website up to date.
Through their annual financial report which can be found online that their return of assets (ROA) is 1.54% and return of equity (ROE) is 14.7%.
Call for information
Yes. There are different fees for 6 different checking accounts. Those fee’s are listed in the bad. There are also deposit fee’s for saving accounts as well as a maintenance fee unless there is a minimum deposit in account.
US Bank has 3,000 bank offices, 5,000 ATM’s across the nation, online (usbank.com), and mobile devices. US Bank is across the nation and consumers can go online to find the nearest location or ATM in seconds. If there are other questions one can contact customer service anytime
Wells Fargo Bank provide services for checking, savings, CD and Credit card accounts. They also give out loans for mortgages, automobiles, boat, RV, and to refinance. Provide investment opportunities according to your goals. Give opportunities to a financial consultant for those that want to invest 1,000 or more.
U.S. Bancorp Center
800 Nicollet Mall
Minneapolis, MN 55402
24 hours a day, 7 days a week
Customer Service Call
When you go to the website and click on customer service it gives you options to direct you to the right person so that the consumer has a less chance of call being transferred multiple times.