Amica OverviewEstablished in 1907, Amica (The Automobile Mutual Insurance Company of America) was introduced to the insurance industry long before many of its competitors. The company’s headquarters are located in Lincoln, Rhode Island, although they were originally housed in Providence upon its founding. While it is unclear how many employees the company houses, there are 44 offices across the country—a dynamic number in comparison to other companies. Its popularity has grown over the years, especially after it appeared on Fortune 1000 in the year 2007.
The company was recognized as “Customer Service Champ” by Bloomberg BusinessWeek. Discounts vary largely, but they offer a wide array of possibilities for every type of driver. In general, their website shares everything you need to know, including possible discounts and how to qualify for them. If you have any questions, they provide reps to answer them. Other benefits include:
Amica coverage features can be broken down as follows:
- Rental glass
- Bodily injury
- Paid in full
- Electronic stability control
- Drivers training
- Defensive driver classes
- Good student
- Student away at school
The average auto policy from Amica is $237.
Amica customers can both file and track claims online through an Amica account. Customers can also update their profile, make payments, print ID cards, and e-sign documents online.
Selling car insurance since 1907, Amica is the oldest mutual automobile insurer in the U.S.
Amica provides insurance to residents in 49/50 states, with Hawaii being the exception.
While Amica offers a quality insurance product, there are limitations in terms of who can actually take advantage of their service. These restrictions may cause other consumers to have to look elsewhere for their auto insurance needs. These drawbacks include:
If you have been licensed to drive for less than three years, Amica does not offer a plan for you. This is unfortunate for families with adolescents who have just begun to drive or for those who simply could not be licensed earlier for other reasons.