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Allied Overview

Allied Insurance is a Fortune 100 company, having collaborated with over 6,000 agencies throughout 33 states. In addition, the world’s leading independent insurance-rating agency, A.M. Best Company, rates them “A+” for financial stability. This has all been done in its right measure; the company is leading its field with its breakthrough policies and discounts. Founded in 1929, the year leading up to the decade of the Great Recession, it still managed to succeed through a failing economy. There are many factors that go into play, making it unlikely for Allied’s popularity to decrease in the near future.

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The Good

There are a number of reasons prospective auto insurance consumers should consider Allied as their provider. These benefits range from the discounts offered to the actual coverage itself. These advantages include the following:


Allied offers several discounts. The easiest one would have to be the Easy Pay discount, where customers can sign up for automatic payments and receive a one-time $30 discount. Discounts include:

  • Multi-vehicle
  • New vehicle
  • Accident-free
  • Good student
  • Easy pay
  • Prior carrier
  • Farm Bureau
  • Use of safety devices
  • Prior carried

Coverage Features:

Allied Life Insurance customizes plans, allowing your payment to include only the services you have opted for. Options include:

  • Property damage: Yes
  • Bodily injury liability: Yes
  • Uninsured motorist: Yes
  • Personal injury: Yes
  • Collision: Yes
  • Comprehensive: Yes
  • Medical payments: Yes
  • Rental: Yes
  • Emergency road service: Yes

Liability covers certain amounts, including damage due to a covered accident, pain and suffering or damage done to another car. Medical Payments includes medical bills for the driver and the passengers. Personal Injury Protection (PIP) pays in the event of a covered injury, death, loss of income or loss of services

File/Track Claim:

Claims can be filed with an agent over the phone at all times. Another option is to log onto your Allied account and file through the company’s website. Claims can be viewed online as well through your Allied account.


Allied has experience in the industry dating back to the 1920s when the Ohio Farm Bureau Federation began selling insurance as the Farm Bureau Mutual Automobile Insurance Company. 80+ years of experience is hard to beat!

The Bad

Prior to engaging with an Allied insurance representative, prospective clients should analyze all contributing factors to the platform. That means looking into service limitations would be wise. The Allied disadvantages include:

Service Coverage:

The main downside to Allied Insurance is that it isn’t offered in every state, though it does cover 33/50. Those covered states are Arizona, California, Colorado, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Maryland, Minnesota, Missouri, Montana, North Carolina, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Price Range:

Allied does not provide quote estimates online to prospective customers. You would have to look into pricing by contacting them directly and providing your personal information. However, they do have a 12-month rate lock option, as opposed to most company’s 6-month rate.

The Bottom Line

While their website is not as easy to use as many competitors’ websites, and they are not as direct with some of the more important information, they do have some positive things going for them. Allied Insurance offers many discounts and customers are able to pick and choose the service coverage that is right for them. This flexibility is a good selling point. Depending on the cost, Allied would likely be a good fit for many insurance shoppers.

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