Alfa OverviewAlfa Insurance was founded in 1946 by the Alabama Farmer’s Federation as a way to insure the Alabama farming community. They are currently available in eleven states of the mid-east and southern United States. With a client base of over 1 Million policies and financial service products, Alfa Insurance has a proven track record.
Alfa offers a number of beneficial services and financing options to the areas in which they cover. Those that decide to use Alfa for their auto insurance needs can expect the following benefits of the service:
Alfa Insurance has been operating continuously since 1946 and is currently rated as an A+ Long Term Insurance Company.
Alfa Insurance offers their customers the basic coverages for their automobile insurance needs. The required minimums vary per state, so customers should contact their local agent for specifics about offered coverages.
- Bodily injury
- Property damage
- Medical payment
Alfa offers their insurance products in the following states Alabama, Arkansas, Georgia, Indiana, Kentucky, Mississippi, Missouri, North Carolina, Ohio, Tennessee, Texas, and Virginia.
An area in which Alfa insurance excels is their community involvement and support. They offer college scholarships through the ALFA Foundation Scholarship Foundation, discounts on car seats to the community, and are active on social media channels, sharing helpful tips, videos, etc. which are designed to help families keep themselves safe. While not directly measure as a criteria for rating a company, the Review Team is impressed with the level of community service provided by Alfa Insurance.
Policies written by Alfa do not include as many discounts which are available from other companies, but most of the standard discounts are available to policyholders. Other drawbacks include the following:
Alfa Insurance has not disclosed pricing information.
Alfa Insurance does not offer as many of the industry-common discounts as do the majority of their competitors. They do offer a few beyond what the Review Team looks for in a policy. Most would not likely switch their auto insurance carrier to Alfa exclusively for their discounts.
- Air bags
- Anti theft
- Defensive driver
- Youthful operator
- Driver training
- Youth defensive driving
- Youth safety
- Life insurance
- Home ownership
Customers are able to file claims online, but they cannot track them.