BlueCross BlueShield vs UnitedHealthcare
BlueCross BlueShield and UnitedHealthcare are well-known health insurers. Both companies offer plans in many parts of the United States. Plan availability will vary based on location.
BlueCross BlueShield operates through many subsidiaries, which makes it trickier to compare it to other health insurers generally.
However, the best company for you depends on the kind of plan you need and what kinds of plans are available in your area.
Overview
BlueCross BlueShield
Undisclosed
UnitedHealthcare
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Ratings
BlueCross BlueShield
UnitedHealthcare
Reviews
BlueCross BlueShield
Reviews
UnitedHealthcare
Reviews for BlueCross BlueShield
Helpful Favorable Review
Stephanie Bloniarz
March 22nd, 2024
We have BCBS/Anthem through my husbands work. It's affordable and I never have to fight to get claims paid. The website is easy to navigate and any time I've had a question and have to call in, I've been treated very kindly and efficiently. Thank you, BCBS! A++++++++
Helpful Critical Review
Jonathan Bennett
March 18th, 2024
East Setauket, NY
DETAILS
Awful. They do not cover a dime of anything until the deductible has been met. My company used to have UHG and they would still cover most things. BCBS does not, so their high deductible plans are absolutely beyond worthless. Garbage insurance "provider".
Reviews for UnitedHealthcare
Helpful Favorable Review
Tana Tuggle
November 28th, 2023
Phoenix, AZ
DETAILS
I had United Healthcare for 5 years and I must say, I had nothing but good experiences with this company. I noticed when my primary care doctor would need authorization from the company to send me to a specialist, (nose, ear, throat doctor, pulmonary specialist etc.) I would get quick feedback, every specialist that I have seen, there was never a problem with my referrals. Since I had to see quite a few specialist, along with taking test constantly, I never had to cancel an appointment due to no referral from United HealthCare. Great Company!!!
Helpful Critical Review
Tamara Elwood
March 21st, 2024
I have experienced nothing but problems with U H from the beginning and ‘I’ DID NOT CHOOSE them-was given them as I made no choice. Caresource was BEST-I am Divorced, Disabled and 63 with many physical problems. I was scheduled for surgery but there is NO HELP AVAILABLE TO ME From their‘Network’ for my AREA! ???WHAT??? NO HELP from ANYONE there-no return calls. Can’t even get food delivery for WEEKS! TERRIBLE! Seniors get screwed, Shameful. I have NO ONE to help! Disgusted. Absolutely disgusting. Negative 3⭐️
The Final Word
BlueCross BlueShield offers member discounts and rewards through Blue365®. Plan members of participating subsidiaries can receive discounts and rewards on products that encourage wellness, fitness, and nutrition.
BlueCross BlueShield also offers global health coverage to individuals, students, and businesses. UnitedHealthcare offers international health insurance as well; however, this insurance is geared for travelers. It is called international travelers insurance.
Some BlueCross BlueShield plans include access to a nationwide network, which is advantageous for people who travel frequently.
BlueCross BlueShield offers individual and family plans and employer-sponsored group plans.
BlueCross BlueShield also awards hospitals with either a Total Care or Blue Distinction® award. Health care providers must meet BlueCross BlueShield’s criteria that considers the quality and costs of their services.
UnitedHealthcare’s plans also vary by location. However, it does not have the subsidiaries like BlueCross BlueShield does.
UnitedHealthcare offers health insurance plans for individuals and families, Medicare, Medicaid, and non-traditional health plans, like short-term insurance, hospitalization insurance, critical illness insurance, and fixed indemnity health insurance.
UnitedHealthcare also offers student health plans. If you are a university student, these plans may be a good fit for your needs.
UnitedHealthcare’s Medicare plans are offered in partnership with the AARP. The AARP is committed to ensuring that seniors in the United States are taken care of, so this partnership shows UnitedHealthcare's interest in providing good Medicare plans to seniors.
UnitedHealthcare also offers group health plans for large and small businesses.
To compare plan offerings from each company, work with UnitedHealthcare and BlueCross BlueShield directly to learn more about what's available in your area.
